Payments information

Pay in 4 interest-free installments

Split your purchase into four equal payments. Just enter the credit or debit card details of your choice and make automatic payments every two weeks. No interest or fees when you pay on time.

Alternative version:

Shop today and split purchases into 4 equal interest-free installments. Zero interest and no fees when you pay on time. Simply enter your card details and automatic payments are taken every 2 weeks.

*CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license.

Pay in 30 days

Try your stuff at home and decide which items you want to keep. Make your payment in full 30 days after your purchase is shipped. No upfront payments, no interest, and no fees when you pay on time.

Alternative version:

Shop now and pay for only what you decide to keep. With this home try-on shopping option, get the items you want now and pay up to 30 days after shipment. No upfront payments and zero interest. No fees when you pay on time.

*CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license.

Monthly Financing

Apply for monthly financing during checkout. It’s a simple, 2-step application process with an instant decision. When approved, you can manage your payments and get payment reminders in the Klarna App.

Alternative version:

Conveniently pay for purchases over time with monthly financing. Shop for the items you need, when you need them. Simple, fast and an instant decision at checkout. After you’re approved, manage purchases and set up automatic payments in the Klarna App.

As of August 22nd, 2022, late fees of $7 or 25% of the monthly payment amount whichever is lower, to our financing products are applied. Fees are only charged if there is a consistency in late payments after multiple retries done by Klarna to collect outstanding amounts.

About Klarna:

Pay online or in the app

Review your latest purchases and make payments in the Klarna app or online.

Safe and secure

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.

Frequently asked questions

Visit our FAQ (https://www.klarna.com/us/customer-service/) page to find out more about using Klarna.

About Klarna

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth payment methods give you more time, control and joy so you can focus on the things you love.

  • 80 million shoppers are using Klarna.
  • 190,000 retailers are working with us worldwide.
  • We’ve been powering online checkouts for 14 years.